Really Free Credit Score (www.reallyfreecreditscore.com), the totally free credit score hub, announced today the launch of their consumer focused blog, a website aimed to empower the general public by providing vast information on credit scores, credit reports, and how to improve your credit score.

“Consumers often are not fully educated about credit scores and credit reports until it’s too late — when filling out an application for a mortgage or car loan,” said Benjamin Bird, CEO at Really Free Credit Score. “The background on credit scores and improving your credit history is often not taught in educational settings. Especially in the lower-income brackets, many are unfortunately uneducated about their personal credit and how it can affect so many of their opportunities in the future. But not because they choose to be ignorant, but because the information is hard to obtain.”

Credit history is something that is built over time and can stay on your record for many years. Late payments or missing payments can affect your score for 7 years, while bankruptcies will negatively affect your chances of getting approved for loans or credit cards for 10 years. With a higher credit score, an average person can save an upwards of 7 figures over the course of their lifetime on interest rates alone.

In addition to the ReallyFreeCreditScore.com information portal, consumers can:

-Receive a free credit score from each of the major credit bureaus: Experian, Equifax, and TransUnion. Their motto is: “Yes, it’s Really Free.”

-Increase their knowledge surrounding the process in credit scoring and how it can change their lives

-Post interactive comments or questions to be discussed by the community

ReallyFreeCreditScore.com launched in 2010 to reach customers looking to get a totally free credit score. Now approaching their sophomore year, Really Free Credit Score plans on doubling their size in the next 24 months.

“We believe that anything which affects an individuals’ potential for personal wealth, such as their credit score and credit report, should be offered as a free service and there should be an educational standard surrounding it,” said Bird. “What used to be a paid service should be free. Moving the free line is what we intend to do.”